At Paul Ryan PFC we will provide PRSA Pensions which we view as a flexible transportable pension arrangement that is tailored towards the modern working person. This is a transportable pension that can be moved from job to job. You can make contributions into this pension and your employer is also allowed to make contributions into the pension if they wish. PRSA's give you 25% tax free at retirement and they also allow you to invest the balance of funds in an income for life (Annuity), and ARF or you can chose to take taxable cash. A PRSA is ideal if your company does not have a pension arrangement established for its employees. Likewise if you are an Employer why don't you give us a call and ask us about our Group PRSA options?
There is generous tax relief for having a PRSA which operates in a similar way to all other pension products on the market. What we like about PRSA'S is that the charges are clear and simple to understand. At Paul Ryan Pensions we can set up a PRSA and charge you an agreed fee or we can agree on a commission. The charges for PRSA's are very simple to understand and clear. That way you know exactly how much of your pension contribution is invested!