Paul Ryan PFC Ltd. is remunerated by commission and other payments from product producers on the completion of business.

When assessing products, we will consider the different approach taken by product providers in terms of them integrating sustainability risks into their product offering.  This will form part of our analysis for choosing a product.

You may choose to pay in full for our services by means of a fee. Where we receive recurring commission, this forms part of the remuneration for initial advice provided.  We reserve the right to charge additional fees if the number of hours relating to on-going advice/assistance exceeds 5 hrs.

In certain circumstances, it will be necessary to charge a fee for services provided. This detail is available in our Terms of Business.

In other circumstances where fees are chargeable or where you choose to pay in full for our service by fee, we will notify you in writing in advance and agree the scale of fees to be charged if different from those quoted in our Terms of Business.

If we receive initial commission from a product provider, this may/will be offset against the fee which we will charge you. Where the commission is greater than the fee due, the commission will become the amount payable to the firm unless an arrangement to the contrary is made.

Fee/Commission/Reward/Remuneration

A summary of the details of all arrangements for any fee, commission, other reward or remunerations paid or provided to us which we have agreed with product providers is available at the bottom of the home page of our website reference Charges.